{"id":16911,"date":"2026-03-13T06:14:19","date_gmt":"2026-03-13T06:14:19","guid":{"rendered":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/?p=16911"},"modified":"2026-03-13T06:17:06","modified_gmt":"2026-03-13T06:17:06","slug":"e-shram-card-benefits-eligibility-registration","status":"publish","type":"post","link":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/","title":{"rendered":"e-Shram Card: Benefits, Eligibility, Registration Process &amp; \u20b92 Lakh Insurance for Unorganized Workers"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"e-shram-card-overview\"><span class=\"ez-toc-section\" id=\"The_E-Shram_Card_Scheme\"><\/span>The E-Shram Card Scheme<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The e-Shram Card is a flagship initiative launched by the Ministry of Labour and Employment, Government of India to create a National Database of Unorganized Workers (NDUW). The scheme aims to provide social security benefits and welfare scheme access to workers in the unorganized sector.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0c0c0c;color:#0c0c0c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0c0c0c;color:#0c0c0c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#The_E-Shram_Card_Scheme\" >The E-Shram Card Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#What_Is_An_E-Shram_Card\" >What Is An E-Shram Card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Objectives_Of_The_E-Shram_Scheme\" >Objectives Of The E-Shram Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Who_Can_Apply_For_An_E-Shram_Card\" >Who Can Apply For An E-Shram Card?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Eligibility_Criteria\" >Eligibility Criteria<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Examples_Of_Unorganized_Workers\" >Examples Of Unorganized Workers<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Benefits_Of_E-Shram_Card\" >Benefits Of E-Shram Card<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Accidental_Insurance_Coverage\" >Accidental Insurance Coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Access_To_Government_Welfare_Schemes\" >Access To Government Welfare Schemes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Nationwide_Portability\" >Nationwide Portability<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Documents_Required_For_E-Shram_Card_Registration\" >Documents Required For E-Shram Card Registration<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#How_To_Apply_For_E-Shram_Card_Step-By-Step\" >How To Apply For E-Shram Card (Step-By-Step)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Online_Registration\" >Online Registration<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Offline_Registration\" >Offline Registration<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Details_Mentioned_On_The_E-Shram_Card\" >Details Mentioned On The E-Shram Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Importance_Of_E-Shram_Card_For_Unorganized_Workers\" >Importance Of E-Shram Card For Unorganized Workers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#E-Shram_Card_And_Social_Security\" >E-Shram Card And Social Security<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Common_Issues_Faced_During_E-Shram_Registration\" >Common Issues Faced During E-Shram Registration<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/e-shram-card-benefits-eligibility-registration\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-e-shram-card\"><span class=\"ez-toc-section\" id=\"What_Is_An_E-Shram_Card\"><\/span>What Is An E-Shram Card?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>An e-Shram Card is a 12-digit Universal Account Number (UAN) issued to unorganized sector workers after registration on the e-Shram portal. This card acts as a centralized identity for workers to access government welfare schemes and benefits.<\/p>\n\n\n\n<p>The database helps the government design better policies for worker welfare and employment support.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"objectives-of-e-shram-scheme\"><span class=\"ez-toc-section\" id=\"Objectives_Of_The_E-Shram_Scheme\"><\/span>Objectives Of The E-Shram Scheme<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The main objectives of the e-Shram Card scheme are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>To create a comprehensive database of unorganized workers<\/li>\n\n\n\n<li>To provide social security and welfare benefits<\/li>\n\n\n\n<li>To enable portability of benefits across states<\/li>\n\n\n\n<li>To support workers during emergencies and crises<\/li>\n\n\n\n<li>To improve policy planning and implementation<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"who-can-apply-e-shram-card\"><span class=\"ez-toc-section\" id=\"Who_Can_Apply_For_An_E-Shram_Card\"><\/span>Who Can Apply For An E-Shram Card?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"eligibility-criteria\"><span class=\"ez-toc-section\" id=\"Eligibility_Criteria\"><\/span>Eligibility Criteria<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>An individual can apply for an e-Shram Card if they:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Are an unorganized sector worker<\/li>\n\n\n\n<li>Are aged between 16 and 59 years<\/li>\n\n\n\n<li>Are not a member of EPFO or ESIC<\/li>\n\n\n\n<li>Are an Indian citizen<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"examples-unorganized-workers\"><span class=\"ez-toc-section\" id=\"Examples_Of_Unorganized_Workers\"><\/span>Examples Of Unorganized Workers<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Construction workers<\/li>\n\n\n\n<li>Street vendors<\/li>\n\n\n\n<li>Agricultural laborers<\/li>\n\n\n\n<li>Domestic workers<\/li>\n\n\n\n<li>Migrant workers<\/li>\n\n\n\n<li>Gig and platform workers<\/li>\n\n\n\n<li>Rickshaw pullers and daily wage workers<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"benefits-of-e-shram-card\"><span class=\"ez-toc-section\" id=\"Benefits_Of_E-Shram_Card\"><\/span>Benefits Of E-Shram Card<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"accidental-insurance-coverage\"><span class=\"ez-toc-section\" id=\"Accidental_Insurance_Coverage\"><\/span>Accidental Insurance Coverage<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Registered workers receive \u20b92 lakh insurance coverage for accidental death or permanent disability and \u20b91 lakh for partial disability under the Pradhan Mantri Suraksha Bima Yojana (PMSBY).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"access-government-welfare-schemes\"><span class=\"ez-toc-section\" id=\"Access_To_Government_Welfare_Schemes\"><\/span>Access To Government Welfare Schemes<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>e-Shram Card holders can benefit from:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pension schemes<\/li>\n\n\n\n<li>Health insurance schemes<\/li>\n\n\n\n<li>Skill development programs<\/li>\n\n\n\n<li>Housing schemes<\/li>\n\n\n\n<li>Employment-related benefits<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"nationwide-portability\"><span class=\"ez-toc-section\" id=\"Nationwide_Portability\"><\/span>Nationwide Portability<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Workers can access benefits across different states, which is especially useful for migrant workers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"documents-required-e-shram\"><span class=\"ez-toc-section\" id=\"Documents_Required_For_E-Shram_Card_Registration\"><\/span>Documents Required For E-Shram Card Registration<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Required Document<\/th><th>Description<\/th><\/tr><\/thead><tbody><tr><td>Aadhaar Card<\/td><td>Must be linked with a mobile number<\/td><\/tr><tr><td>Mobile Number<\/td><td>Required for OTP verification<\/td><\/tr><tr><td>Bank Account Details<\/td><td>Optional but recommended for benefit transfers<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-apply-e-shram-card\"><span class=\"ez-toc-section\" id=\"How_To_Apply_For_E-Shram_Card_Step-By-Step\"><\/span>How To Apply For E-Shram Card (Step-By-Step)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"online-registration\"><span class=\"ez-toc-section\" id=\"Online_Registration\"><\/span>Online Registration<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Visit the e-Shram portal<\/li>\n\n\n\n<li>Click on Self-Registration<\/li>\n\n\n\n<li>Enter Aadhaar-linked mobile number<\/li>\n\n\n\n<li>Verify OTP<\/li>\n\n\n\n<li>Fill in personal and occupational details<\/li>\n\n\n\n<li>Submit the form<\/li>\n\n\n\n<li>Download e-Shram Card with UAN<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"offline-registration\"><span class=\"ez-toc-section\" id=\"Offline_Registration\"><\/span>Offline Registration<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Workers can also register through:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Common Service Centers (CSCs)<\/li>\n\n\n\n<li>State government facilitation centers<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"details-on-e-shram-card\"><span class=\"ez-toc-section\" id=\"Details_Mentioned_On_The_E-Shram_Card\"><\/span>Details Mentioned On The E-Shram Card<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Name of the worker<\/li>\n\n\n\n<li>UAN (Universal Account Number)<\/li>\n\n\n\n<li>Date of birth<\/li>\n\n\n\n<li>Gender<\/li>\n\n\n\n<li>Occupation<\/li>\n\n\n\n<li>Aadhaar-masked number<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"importance-of-e-shram-card\"><span class=\"ez-toc-section\" id=\"Importance_Of_E-Shram_Card_For_Unorganized_Workers\"><\/span>Importance Of E-Shram Card For Unorganized Workers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The e-Shram Card plays a vital role by:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Providing identity to informal workers<\/li>\n\n\n\n<li>Ensuring inclusion in welfare schemes<\/li>\n\n\n\n<li>Offering financial protection<\/li>\n\n\n\n<li>Supporting workers during disasters and pandemics<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"e-shram-card-social-security\"><span class=\"ez-toc-section\" id=\"E-Shram_Card_And_Social_Security\"><\/span>E-Shram Card And Social Security<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The e-Shram platform integrates multiple social security schemes, ensuring:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Better scheme targeting<\/li>\n\n\n\n<li>Reduced duplication<\/li>\n\n\n\n<li>Efficient benefit delivery via DBT<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"common-issues-e-shram-registration\"><span class=\"ez-toc-section\" id=\"Common_Issues_Faced_During_E-Shram_Registration\"><\/span>Common Issues Faced During E-Shram Registration<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Aadhaar not linked with mobile number<\/li>\n\n\n\n<li>OTP failure<\/li>\n\n\n\n<li>Incorrect bank details<\/li>\n\n\n\n<li>Lack of awareness among workers<\/li>\n<\/ul>\n\n\n\n<p>These issues can be resolved with help from CSCs or official support channels.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The e-Shram Card is a transformative initiative aimed at improving the lives of unorganized sector workers in India. By offering social security coverage, access to welfare schemes, and a national identity, the e-Shram Card strengthens worker protection and promotes inclusive growth.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The E-Shram Card Scheme The e-Shram Card is a flagship initiative launched by the Ministry of Labour and Employment, Government of India to create a National Database of Unorganized Workers (NDUW). The scheme aims to provide social security benefits and welfare scheme access to workers in the unorganized sector. What Is An E-Shram Card? An<\/p>\n","protected":false},"author":247,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"two_page_speed":[],"_jetpack_memberships_contains_paid_content":false,"_joinchat":[],"footnotes":""},"categories":[4766],"tags":[774],"class_list":{"0":"post-16911","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-labour-law","7":"tag-labour-law"},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/posts\/16911","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/users\/247"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/comments?post=16911"}],"version-history":[{"count":0,"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/posts\/16911\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/media?parent=16911"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/categories?post=16911"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/tags?post=16911"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}