{"id":21263,"date":"2026-04-08T05:16:03","date_gmt":"2026-04-08T05:16:03","guid":{"rendered":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/?p=21263"},"modified":"2026-04-08T05:31:20","modified_gmt":"2026-04-08T05:31:20","slug":"flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense","status":"publish","type":"post","link":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/","title":{"rendered":"Flood Damage in the UAE: Understanding Insurance Liability and the Scope of the Force Majeure Defense"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"introduction-to-uae-storm-insurance-disputes\"><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The recent heavy rain and storm conditions seen across the UAE have led to a lot of discussion about insurance coverage and who is legally responsible when property or vehicles are damaged. These events have also shown that insurance disputes are rarely decided by policy wording alone, especially when it is storm damage in the UAE. Under UAE law, the position is seen from different perspectives.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0c0c0c;color:#0c0c0c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0c0c0c;color:#0c0c0c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/#Introduction\" >Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/#Legal_Framework_for_Insurance_Contracts\" >Legal Framework for Insurance Contracts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/#Force_Majeure_and_the_Idea_of_External_Cause\" >Force Majeure and the Idea of External Cause<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/#Relevant_Civil_Code_Provisions\" >Relevant Civil Code Provisions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/#Causation_and_the_Courts_Approach\" >Causation and the Court\u2019s Approach<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/#Motor_Insurance_Third-Party_Liability_and_Comprehensive_Cover\" >Motor Insurance: Third-Party Liability and Comprehensive Cover<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/#Property_Damage_Building_Structure_and_Contents\" >Property Damage: Building Structure and Contents<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/#Key_Distinction_Structure_vs_Movable_Property\" >Key Distinction: Structure vs Movable Property<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/#Negligence_Contributory_Fault_and_Loss_of_Cover\" >Negligence, Contributory Fault, and Loss of Cover<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/#Examples_of_Contributory_Negligence\" >Examples of Contributory Negligence<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/#Claim_Denials_and_Legal_Remedies\" >Claim Denials and Legal Remedies<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/#Steps_to_Take_After_Claim_Denial\" >Steps to Take After Claim Denial<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/flood-damage-in-the-uae-understanding-insurance-liability-and-the-scope-of-the-force-majeure-defense\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>The first is the insurance policy itself, including what it covers and what it excludes. The second is the wider legal framework under the Federal Decree Law No. 5\/1985, UAE Civil Transactions Law. In practice, both matter. A claim may appear straightforward on paper, but liability often turns on how the facts, the policy terms, and the Civil Code work together.<\/p>\n\n\n\n<p>The Federal Decree Law No. 25\/2025, promulgating the Civil Transactions Law, will replace the Federal Decree Law No. 5\/1985 on the Civil Transactions Law of the United Arab Emirates State on 1st June 2026.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"legal-framework-for-insurance-contracts\"><span class=\"ez-toc-section\" id=\"Legal_Framework_for_Insurance_Contracts\"><\/span>Legal Framework for Insurance Contracts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The legal basis for insurance contracts is found in Article 1026 of the Civil Code. This article says that an insurance contract is an agreement in which the insurer agrees to pay the insured a certain amount of money when a certain risk happens, in return for a premium.<\/p>\n\n\n\n<p>From a legal perspective, a few basic principles shape how these contracts are understood.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Policy wording remains the starting point:<\/strong> The scope of cover depends mainly on the terms agreed between the parties, including the insured risks, limits, conditions, and exclusions.<\/li>\n\n\n\n<li><strong>Judicial interpretation:<\/strong> Courts in the UAE don\u2019t just read contracts as they are. They also think about how risky the situation is, what the contract is for, and what both sides thought the policy would cover.<\/li>\n\n\n\n<li><strong>Burden of proof:<\/strong> The insured must show that the loss falls within the policy cover. If the insurer wishes to reject the claim on the basis of an exclusion, it must establish that claim.<\/li>\n<\/ul>\n\n\n\n<p>In cases involving rain, storms, or flooding, the answer will usually depend on the type of policy in place. Damage of this kind may fall within comprehensive cover unless the policy clearly removes that risk through a specific exclusion, such as a natural disaster clause or a consequential loss exclusion.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"force-majeure-and-external-cause\"><span class=\"ez-toc-section\" id=\"Force_Majeure_and_the_Idea_of_External_Cause\"><\/span>Force Majeure and the Idea of External Cause<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A key issue in claims related to weather events is whether the event can legally be considered a force majeure, or an external cause that removes liability.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"relevant-civil-code-provisions\"><span class=\"ez-toc-section\" id=\"Relevant_Civil_Code_Provisions\"><\/span>Relevant Civil Code Provisions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Article 287:<\/strong> Provides that a person will not be liable for loss if the damage arose from an external cause beyond that person\u2019s control, such as force majeure, a natural event, or the act of a third party.<\/li>\n\n\n\n<li><strong>Article 273:<\/strong> Deals with the effect of force majeure on contractual obligations. Where performance becomes impossible because of force majeure, the corresponding obligation comes to an end, and the contract may be terminated.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"causation-and-courts-approach\"><span class=\"ez-toc-section\" id=\"Causation_and_the_Courts_Approach\"><\/span>Causation and the Court\u2019s Approach<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Although these provisions appear broad, UAE courts do not apply them lightly. For force majeure to relieve a party from liability, the event must be the only real cause of the damage. In other words, it must be the sole, direct, and effective cause.<\/p>\n\n\n\n<p>The argument for force majeure is weakened when damage results from a combination of bad weather and human mistakes. These mistakes can include poor maintenance, delays, carelessness, or a lack of proper safety measures.<\/p>\n\n\n\n<p>The same principle applies when the damage could have been reasonably avoided or lessened. Even if the weather was severe, a party may still face liability if the loss was increased by something that should have been anticipated or addressed earlier.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"motor-insurance-third-party-vs-comprehensive\"><span class=\"ez-toc-section\" id=\"Motor_Insurance_Third-Party_Liability_and_Comprehensive_Cover\"><\/span>Motor Insurance: Third-Party Liability and Comprehensive Cover<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For vehicle-related claims, the distinction between third-party liability insurance and comprehensive insurance is essential. Under the UAE regulatory framework, including the Unified Motor Vehicle Insurance Policy, not all rain or flood damage is treated in the same way.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Type of Insurance<\/th><th>Coverage Scope<\/th><\/tr><\/thead><tbody><tr><td>Third-Party Liability Insurance<\/td><td>Covers damage caused to others but does not cover damage to the insured\u2019s own vehicle.<\/td><\/tr><tr><td>Comprehensive Insurance<\/td><td>May cover damage caused by rain, storms, or flooding, depending on policy terms.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Mandatory third-party liability insurance only covers damage caused to others. It does not cover damage to the insured\u2019s own vehicle. So if a car is damaged by floodwater, a third-party policy will generally not respond.<\/p>\n\n\n\n<p>Comprehensive insurance offers wider protection. Depending on the policy wording, it may cover accidental damage caused by rain, storms, or flooding. Even then, the final position still depends on the exact terms of the contract.<\/p>\n\n\n\n<p>Some policies exclude large-scale natural events, catastrophic incidents, or acts of God. There has also been regulatory guidance indicating that rain damage may be covered under standard policies in many cases. However, where authorities formally classify an event as a natural disaster, insurers may rely more heavily on the wording of exclusions, which can affect the outcome of claims.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"property-damage-building-structure-and-contents\"><span class=\"ez-toc-section\" id=\"Property_Damage_Building_Structure_and_Contents\"><\/span>Property Damage: Building Structure and Contents<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In property-related disputes, it is also necessary to separate structural damage from damage to personal belongings or movable assets. The landlord is responsible for the damage to the structure of the buildings involving the roof, walls, foundation, and other essential parts of the building. They are mostly covered by the building\u2019s insurance. The movable property usually owned by the tenant, whether for personal or business purposes, is typically covered by a separate insurance policy. It\u2019s crucial to know the distinction between these two things. Most of the time, insurance just covers the outside of the structure. You need different insurance for your personal and company property. To hold the landlord responsible for damage to movable property, a renter must show that the weather did not cause the loss completely. They need to show that it was caused by a structural collapse that happened before or by the owner\u2019s carelessness.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"key-distinction-structure-vs-movable-property\"><span class=\"ez-toc-section\" id=\"Key_Distinction_Structure_vs_Movable_Property\"><\/span>Key Distinction: Structure vs Movable Property<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Aspect<\/th><th>Structural Damage<\/th><th>Movable Property Damage<\/th><\/tr><\/thead><tbody><tr><td>Responsibility<\/td><td>Landlord<\/td><td>Tenant<\/td><\/tr><tr><td>Coverage<\/td><td>Building Insurance<\/td><td>Separate Personal\/Business Insurance<\/td><\/tr><tr><td>Examples<\/td><td>Roof, Walls, Foundation<\/td><td>Furniture, Equipment, Inventory<\/td><\/tr><tr><td>Legal Burden<\/td><td>Generally Presumed<\/td><td>Must Prove Landlord Negligence<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Structural elements are typically covered under the landlord\u2019s policy.<\/li>\n\n\n\n<li>Personal and business belongings require separate insurance.<\/li>\n\n\n\n<li>Tenants must prove negligence or prior structural failure to claim damages.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"negligence-contributory-fault-and-loss-of-cover\"><span class=\"ez-toc-section\" id=\"Negligence_Contributory_Fault_and_Loss_of_Cover\"><\/span>Negligence, Contributory Fault, and Loss of Cover<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Even where the starting point appears to favor the insured, recovery may still be refused or reduced if the insured person\u2019s own conduct contributed to the damage. The court\u2019s concern is to figure out whether the loss was entirely due to the insured event or if the claimant\u2019s actions played a role in the outcome. For instance, think about a time when someone drove into a flooded area even though it was clear that it was dangerous and they were warned. The insurance company might say that the driver was careless in this case, which means that the claim isn\u2019t covered. Another example is when a vehicle, already exposed to water, is started by the owner, which then causes more serious internal damage. In that case, the original water ingress may be one issue, but the later engine damage may be treated differently because it resulted from avoidable conduct. The same reasoning can apply where reasonable precautions were not taken. If a person leaves a car in a place known to flood, even though they could have parked it elsewhere, this could be used to argue that the insured person contributed to the damage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"examples-of-contributory-negligence\"><span class=\"ez-toc-section\" id=\"Examples_of_Contributory_Negligence\"><\/span>Examples of Contributory Negligence<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Driving into flooded areas despite warnings.<\/li>\n\n\n\n<li>Starting a water-damaged vehicle causing further damage.<\/li>\n\n\n\n<li>Parking in known flood-prone areas when safer options exist.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"claim-denials-and-legal-remedies\"><span class=\"ez-toc-section\" id=\"Claim_Denials_and_Legal_Remedies\"><\/span>Claim Denials and Legal Remedies<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If an insurer denies a claim, the policyholder isn\u2019t necessarily out of help. The first step usually involves filing a complaint with the relevant regulatory body. This action can then initiate a formal review of the insurer\u2019s position, which might lead to mediation or administrative advice. If the issue isn\u2019t settled, you can go to court. At this point, the court usually looks at the policy\u2019s coverage, the facts of the case, the reason for the loss, and any witness that is needed to explain the technical issues. Expert opinions are often very important in insurance disputes about weather-related damage. This is especially true when there are disagreements about the cause of the damage, specifically whether other factors played a role or if the weather was the only cause.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"steps-to-take-after-claim-denial\"><span class=\"ez-toc-section\" id=\"Steps_to_Take_After_Claim_Denial\"><\/span>Steps to Take After Claim Denial<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>File a complaint with the relevant regulatory authority.<\/li>\n\n\n\n<li>Seek mediation or administrative resolution.<\/li>\n\n\n\n<li>Initiate legal proceedings if unresolved.<\/li>\n\n\n\n<li>Present expert evidence to support causation claims.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In the United Arab Emirates, determining insurance liability for natural disasters involves several factors. While the insurance policy\u2019s wording is important, the Civil Code\u2019s rules about causation, external causes, and contractual obligations also play a significant role. The insured\u2019s actions are also important, especially if the facts show that the loss could have been avoided or lessened.<\/p>\n\n\n\n<p>For that reason, claims involving rain, floods, or storms need careful legal and factual review. The outcome will usually depend on the exact policy terms, the type of insurance involved, the cause of the damage, and whether any negligence played a part. As these issues arise more often, court decisions will continue to shape how insurance responsibility is understood in the UAE.<\/p>\n\n\n\n<p><strong>References:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>https:\/\/www.alrowaad.ae\/expertise\/property-law\/<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Introduction The recent heavy rain and storm conditions seen across the UAE have led to a lot of discussion about insurance coverage and who is legally responsible when property or vehicles are damaged. These events have also shown that insurance disputes are rarely decided by policy wording alone, especially when it is storm damage in<\/p>\n","protected":false},"author":1195,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"two_page_speed":[],"_jetpack_memberships_contains_paid_content":false,"_joinchat":[],"footnotes":""},"categories":[394],"tags":[3717],"class_list":{"0":"post-21263","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-uae-laws","7":"tag-uae-laws"},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/posts\/21263","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/users\/1195"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/comments?post=21263"}],"version-history":[{"count":1,"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/posts\/21263\/revisions"}],"predecessor-version":[{"id":21665,"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/posts\/21263\/revisions\/21665"}],"wp:attachment":[{"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/media?parent=21263"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/categories?post=21263"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/wp-json\/wp\/v2\/tags?post=21263"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}