{"id":32408,"date":"2026-09-28T03:26:39","date_gmt":"2026-09-28T03:26:39","guid":{"rendered":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/?p=32408"},"modified":"2026-09-28T03:29:45","modified_gmt":"2026-09-28T03:29:45","slug":"maintenance-case-husband-emi-loans-dependent-parents","status":"publish","type":"post","link":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/","title":{"rendered":"Maintenance Case: Are EMI, Loans &amp; Parents\u2019 Expenses Deducted?"},"content":{"rendered":"\n<h1 id=\"h-maintenance-case-how-courts-assess-emis-loans-dependent-parents-and-medical-expenses\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Maintenance_Case_How_Courts_Assess_EMIs_Loans_Dependent_Parents_and_Medical_Expenses\"><\/span>Maintenance Case: How Courts Assess EMIs, Loans, Dependent Parents and Medical Expenses<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Facing a maintenance case?<\/strong> One of the most important things a husband must understand is that simply listing monthly expenses does not establish financial hardship.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0c0c0c;color:#0c0c0c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0c0c0c;color:#0c0c0c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Maintenance_Case_How_Courts_Assess_EMIs_Loans_Dependent_Parents_and_Medical_Expenses\" >Maintenance Case: How Courts Assess EMIs, Loans, Dependent Parents and Medical Expenses<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#What_Is_the_Court_Actually_Trying_to_Determine\" >What Is the Court Actually Trying to Determine?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#1_Is_a_Home_Loan_EMI_Deducted_in_a_Maintenance_Case\" >1. Is a Home Loan EMI Deducted in a Maintenance Case?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#What_Does_This_Mean_in_Practical_Terms\" >What Does This Mean in Practical Terms?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#2_What_Documents_Should_Be_Filed_to_Prove_a_Loan\" >2. What Documents Should Be Filed to Prove a Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#3_Recent_Delhi_High_Court_Warning_An_Unproved_Housing_Loan_May_Not_Help\" >3. Recent Delhi High Court Warning: An Unproved Housing Loan May Not Help<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#4_Dependent_Parents_Can_Be_Relevant_in_a_Maintenance_Case\" >4. Dependent Parents Can Be Relevant in a Maintenance Case<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#5_How_Should_a_Husband_Prove_That_His_Parents_Are_Dependent\" >5. How Should a Husband Prove That His Parents Are Dependent?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Income_and_Financial_Documents\" >Income and Financial Documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Medical_Documents\" >Medical Documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Proof_of_Support\" >Proof of Support<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#6_Parents_Medical_Expenses_Evidence_Is_Critical\" >6. Parents&#8217; Medical Expenses: Evidence Is Critical<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#7_A_2026_Delhi_High_Court_Decision_Shows_Why_Every_Expense_Should_Be_Classified_Properly\" >7. A 2026 Delhi High Court Decision Shows Why Every Expense Should Be Classified Properly<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#8_What_About_LIC_Premiums_and_Health_Insurance\" >8. What About LIC Premiums and Health Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#9_The_2025_Delhi_High_Court_Decision_A_Documented_EMI_Can_Still_Matter\" >9. The 2025 Delhi High Court Decision: A Documented EMI Can Still Matter<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#10_What_Documents_Should_a_Husband_File_in_a_Maintenance_Case\" >10. What Documents Should a Husband File in a Maintenance Case?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Income\" >Income<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Assets\" >Assets<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Liabilities\" >Liabilities<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Parents_Dependency\" >Parents&#8217; Dependency<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Existing_Family_Responsibilities\" >Existing Family Responsibilities<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#11_The_Rajnesh_v_Neha_Disclosure_Requirement_Still_Matters\" >11. The Rajnesh v. Neha Disclosure Requirement Still Matters<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#12_Do_Not_Understate_Your_Income_Either\" >12. Do Not Understate Your Income Either<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#13_What_Happens_When_a_Husband_Has_Multiple_Maintenance_Proceedings\" >13. What Happens When a Husband Has Multiple Maintenance Proceedings?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#14_What_a_Husband_Should_Not_Do_in_a_Maintenance_Case\" >14. What a Husband Should Not Do in a Maintenance Case<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Do_Not_Simply_Say_%E2%80%9CI_Have_Huge_Expenses%E2%80%9D\" >Do Not Simply Say \u201cI Have Huge Expenses\u201d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Do_Not_Treat_Every_EMI_as_a_Statutory_Deduction\" >Do Not Treat Every EMI as a Statutory Deduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Do_Not_Claim_Parents_Are_Dependent_Without_Showing_Their_Financial_Position\" >Do Not Claim Parents Are Dependent Without Showing Their Financial Position<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Do_Not_Give_a_Round_Figure_for_Medical_Expenses\" >Do Not Give a Round Figure for Medical Expenses<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Do_Not_Hide_Bank_Accounts\" >Do Not Hide Bank Accounts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Do_Not_Mix_Investments_With_Essential_Expenses\" >Do Not Mix Investments With Essential Expenses<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Do_Not_Manufacture_Liabilities\" >Do Not Manufacture Liabilities<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#A_Practical_Checklist_Before_Filing_Your_Maintenance_Affidavit\" >A Practical Checklist Before Filing Your Maintenance Affidavit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#The_Larger_Legal_Principle_Maintenance_Is_Not_an_Accounting_Exercise\" >The Larger Legal Principle: Maintenance Is Not an Accounting Exercise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Conclusion_Prove_Your_Financial_Reality_Do_Not_Manufacture_It\" >Conclusion: Prove Your Financial Reality; Do Not Manufacture It<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Can_My_Home-Loan_EMI_Be_Deducted_From_My_Income_in_a_Maintenance_Case\" >Can My Home-Loan EMI Be Deducted From My Income in a Maintenance Case?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Can_I_Rely_Upon_the_Fact_That_My_Parents_Are_Dependent_Upon_Me\" >Can I Rely Upon the Fact That My Parents Are Dependent Upon Me?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#What_Documents_Should_I_Produce_to_Prove_That_My_Parents_Are_Dependent\" >What Documents Should I Produce to Prove That My Parents Are Dependent?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Can_Parents_Medical_Expenses_Be_Considered\" >Can Parents&#8217; Medical Expenses Be Considered?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#What_If_My_Medical_Expenses_Were_Reimbursed_by_Insurance\" >What If My Medical Expenses Were Reimbursed by Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Will_a_Personal_Loan_Automatically_Reduce_My_Maintenance_Liability\" >Will a Personal Loan Automatically Reduce My Maintenance Liability?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Are_LIC_and_Insurance_Premiums_Automatically_Deducted\" >Are LIC and Insurance Premiums Automatically Deducted?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-44\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#What_Happens_If_I_Claim_a_Loan_but_Cannot_Produce_Documents\" >What Happens If I Claim a Loan but Cannot Produce Documents?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-45\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Does_Rajnesh_v_Neha_Still_Apply_After_the_BNSS_Came_Into_Force\" >Does Rajnesh v. Neha Still Apply After the BNSS Came Into Force?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-46\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#What_Is_the_Single_Most_Important_Lesson_for_a_Husband_Facing_a_Maintenance_Case\" >What Is the Single Most Important Lesson for a Husband Facing a Maintenance Case?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-47\" href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-case-husband-emi-loans-dependent-parents\/#Legal_Disclaimer\" >Legal Disclaimer<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\">A husband may tell the court:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cI pay a \u20b940,000 EMI. My parents depend upon me. I spend \u20b920,000 every month on their medicines.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Those facts may be relevant. But unless they are supported by reliable documents, the court may attach little weight to them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In a maintenance case, courts generally examine the financial position of both parties, their actual income, reasonable expenses, dependants, existing obligations and the circumstances of the marriage. The exercise is not a mechanical calculation of salary minus every outgoing payment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This distinction has become particularly important after the Supreme Court&#8217;s 2026 decision in <em>Deepa Joshi v. Gaurav Joshi<\/em>, where the Court made it clear that loan repayments\u2014especially those connected with creation or acquisition of assets\u2014cannot automatically be placed ahead of the obligation to maintain a spouse.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At the same time, recent Delhi High Court decisions demonstrate that genuine responsibilities towards dependent parents and properly documented financial obligations can form part of the overall assessment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The practical message is straightforward:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>In a maintenance case, documentation matters\u2014but documentation alone does not make every expense legally deductible.<\/strong><\/p>\n\n\n\n<h2 id=\"h-what-is-the-court-actually-trying-to-determine\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_the_Court_Actually_Trying_to_Determine\"><\/span>What Is the Court Actually Trying to Determine?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A maintenance court is not merely asking:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cHow much does the husband earn?\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">The broader question is:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">What is the paying spouse&#8217;s real financial capacity, and what amount of maintenance is fair in the circumstances?<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">The Supreme Court&#8217;s decision in <em>Rajnesh v. Neha<\/em>, (2021) 2 SCC 324, remains the principal framework governing disclosure and assessment in maintenance proceedings. The Court directed parties to disclose their income, assets and liabilities through prescribed affidavits so that the court can make an objective assessment rather than rely upon unsupported allegations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This means that a husband facing a maintenance case should not approach the matter as an exercise in merely reducing his apparent income.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">He should instead present a complete and verifiable financial picture.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Salary and other income<\/li>\n\n\n\n<li>Income tax returns<\/li>\n\n\n\n<li>Bank accounts<\/li>\n\n\n\n<li>Investments<\/li>\n\n\n\n<li>Property<\/li>\n\n\n\n<li>Loans<\/li>\n\n\n\n<li>EMI obligations<\/li>\n\n\n\n<li>Dependent parents<\/li>\n\n\n\n<li>Children and other dependants<\/li>\n\n\n\n<li>Medical expenditure<\/li>\n\n\n\n<li>Rent and other genuine necessities<\/li>\n\n\n\n<li>Existing maintenance orders or payments<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The court then decides which of these obligations are legally relevant and what weight they should receive.<\/p>\n\n\n\n<h2 id=\"h-1-is-a-home-loan-emi-deducted-in-a-maintenance-case\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Is_a_Home_Loan_EMI_Deducted_in_a_Maintenance_Case\"><\/span>1. Is a Home Loan EMI Deducted in a Maintenance Case?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This is one of the most common questions husbands ask.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The short answer is:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Not automatically.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A genuine home loan is certainly a financial liability. But that does not mean that the entire EMI will simply be deducted from income before maintenance is calculated.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The distinction became particularly significant in the Supreme Court&#8217;s 2026 judgment in <em>Deepa Joshi v. Gaurav Joshi<\/em>, 2026 INSC 370.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Supreme Court observed that loan repayments, particularly where they contribute towards the creation or acquisition of an asset, cannot be treated in the same manner as necessary expenditure so as to substantially reduce the maintenance obligation. The Court emphasised that the obligation to maintain a spouse is a primary obligation.<\/p>\n\n\n\n<h3 id=\"h-what-does-this-mean-in-practical-terms\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Does_This_Mean_in_Practical_Terms\"><\/span>What Does This Mean in Practical Terms?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Suppose a husband earns \u20b91,00,000 per month and pays a \u20b940,000 EMI on a house owned by him.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">He cannot simply argue:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u20b91,00,000 income \u2013 \u20b940,000 EMI = \u20b960,000 available income.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">The court may consider the EMI, but it will also examine the nature of the loan, the asset being created or acquired, the parties&#8217; circumstances and the overall financial position.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, a husband should disclose the EMI honestly, but should not assume that disclosure automatically produces a corresponding deduction.<\/p>\n\n\n\n<h2 id=\"h-2-what-documents-should-be-filed-to-prove-a-loan\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_What_Documents_Should_Be_Filed_to_Prove_a_Loan\"><\/span>2. What Documents Should Be Filed to Prove a Loan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If a loan is being relied upon in a maintenance case, the best approach is to provide a complete documentary trail.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depending upon the circumstances, this may include:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Financial Liability<\/th><th>Documents That Should Ideally Be Produced<\/th><\/tr><\/thead><tbody><tr><td>Home Loan<\/td><td>Sanction letter, loan agreement, loan statement, repayment schedule<\/td><\/tr><tr><td>EMI<\/td><td>Bank statement showing actual debits<\/td><\/tr><tr><td>Personal Loan<\/td><td>Loan agreement, disbursement record and repayment statement<\/td><\/tr><tr><td>Vehicle Loan<\/td><td>Loan agreement, RC and EMI statement<\/td><\/tr><tr><td>Credit Liability<\/td><td>Credit-card statement and payment history<\/td><\/tr><tr><td>Property Loan<\/td><td>Sale deed\/property documents and lender statement<\/td><\/tr><tr><td>Outstanding Loan<\/td><td>Current outstanding certificate or statement<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">A vague statement such as \u201cI have a loan of \u20b920 lakh\u201d is considerably weaker than a documented loan supported by the lender&#8217;s records and actual bank payments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And the purpose of the loan matters.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A loan taken for an essential purpose may be viewed differently from a voluntary financial commitment undertaken to acquire an additional asset or investment.<\/p>\n\n\n\n<h2 id=\"h-3-recent-delhi-high-court-warning-an-unproved-housing-loan-may-not-help\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Recent_Delhi_High_Court_Warning_An_Unproved_Housing_Loan_May_Not_Help\"><\/span>3. Recent Delhi High Court Warning: An Unproved Housing Loan May Not Help<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A particularly useful illustration comes from the Delhi High Court&#8217;s decision in <em>Shri Manav Tandon v. Sidhi Luthra &amp; Anr.<\/em>, decided on 1 September 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The husband challenged an interim maintenance order and argued, among other things, that his housing-loan liability had not been properly considered.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The High Court noted that although a housing loan had been claimed, no document relating to that liability had been produced before the Family Court.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consequently, the claimed housing-loan liability did not assist the husband at the interim stage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There was, however, an important distinction.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Family Court had taken into account the husband&#8217;s stated obligation towards his parents and had deducted \u20b950,000 per month on that account when determining the interim maintenance. The High Court noted this factor while ultimately declining to interfere with the interim maintenance order.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This case demonstrates two important principles:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>An undocumented loan may carry little weight.<\/li>\n\n\n\n<li>A genuine and demonstrated responsibility towards dependent parents may be relevant to the overall assessment.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The court also made clear that the interim assessment was based on the material available at that stage and that the parties&#8217; actual income and liabilities could ultimately be determined on the basis of evidence during the proceedings.<\/p>\n\n\n\n<h2 id=\"h-4-dependent-parents-can-be-relevant-in-a-maintenance-case\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Dependent_Parents_Can_Be_Relevant_in_a_Maintenance_Case\"><\/span>4. Dependent Parents Can Be Relevant in a Maintenance Case<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This is an area where husbands sometimes either overstate or under-document their position.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Simply saying:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cMy parents are old and I maintain them.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">is not enough.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The court may want to know:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>How old are the parents?<\/li>\n\n\n\n<li>Do they receive a pension?<\/li>\n\n\n\n<li>Do they have rental income?<\/li>\n\n\n\n<li>Do they have investments?<\/li>\n\n\n\n<li>Do they own property?<\/li>\n\n\n\n<li>Are they otherwise financially independent?<\/li>\n\n\n\n<li>What are their regular expenses?<\/li>\n\n\n\n<li>Do they have serious medical conditions?<\/li>\n\n\n\n<li>What amount does the son actually contribute?<\/li>\n\n\n\n<li>Is there a regular banking trail showing those payments?<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The statutory framework itself recognises maintenance obligations towards parents.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Section 144 of the Bharatiya Nagarik Suraksha Sanhita, 2023 (BNSS) permits a Magistrate to order maintenance where a person having sufficient means neglects or refuses to maintain a father or mother who is unable to maintain himself or herself.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For Hindus, Section 20 of the Hindu Adoptions and Maintenance Act, 1956 also recognises the obligation to maintain aged or infirm parents where they are unable to maintain themselves from their own earnings or property.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, parental dependency can be a genuine part of the financial equation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>But age alone is not the same thing as financial dependency.<\/strong><\/p>\n\n\n\n<h2 id=\"h-5-how-should-a-husband-prove-that-his-parents-are-dependent\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_How_Should_a_Husband_Prove_That_His_Parents_Are_Dependent\"><\/span>5. How Should a Husband Prove That His Parents Are Dependent?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If parents are genuinely dependent, the husband should consider producing documents such as:<\/p>\n\n\n\n<h3 id=\"h-income-and-financial-documents\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Income_and_Financial_Documents\"><\/span>Income and Financial Documents<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pension statement<\/li>\n\n\n\n<li>Bank statements<\/li>\n\n\n\n<li>Income-tax records, where applicable<\/li>\n\n\n\n<li>Details of rental or investment income<\/li>\n\n\n\n<li>Property ownership details where relevant<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-medical-documents\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Medical_Documents\"><\/span>Medical Documents<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Prescriptions<\/li>\n\n\n\n<li>Diagnosis reports<\/li>\n\n\n\n<li>Hospital records<\/li>\n\n\n\n<li>Pharmacy bills<\/li>\n\n\n\n<li>Diagnostic test bills<\/li>\n\n\n\n<li>Health insurance records<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-proof-of-support\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Proof_of_Support\"><\/span>Proof of Support<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank transfers to parents<\/li>\n\n\n\n<li>Payments made directly to hospitals or pharmacies<\/li>\n\n\n\n<li>Electricity or household bills paid by the son<\/li>\n\n\n\n<li>Recurring expenses paid on behalf of parents<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The objective is not to create an exaggerated expense statement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is to demonstrate the actual financial dependency.<\/p>\n\n\n\n<h2 id=\"h-6-parents-medical-expenses-evidence-is-critical\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Parents_Medical_Expenses_Evidence_Is_Critical\"><\/span>6. Parents&#8217; Medical Expenses: Evidence Is Critical<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Medical expenses can become significant, particularly where parents are elderly or suffering from chronic conditions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But the figure should not simply appear in an affidavit as:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cParents&#8217; medical expenses \u2013 \u20b925,000 per month.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">The better approach is to establish the expense through a continuous documentary trail.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ideally:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Diagnosis \u2192 Prescription \u2192 Medical Bill \u2192 Payment \u2192 Insurance\/Reimbursement \u2192 Net Amount Actually Paid<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, if a hospital bill is \u20b930,000 but \u20b920,000 is reimbursed under health insurance, the relevant personal burden is not \u20b930,000.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The husband should disclose the reimbursement and establish the actual out-of-pocket expenditure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This improves credibility and prevents the court from treating the claim as an inflated estimate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The disclosure framework developed in <em>Rajnesh v. Neha<\/em> is particularly important because the Supreme Court&#8217;s objective was to ensure that maintenance decisions are based on meaningful disclosure of financial circumstances rather than competing unsupported claims.<\/p>\n\n\n\n<h2 id=\"h-7-a-2026-delhi-high-court-decision-shows-why-every-expense-should-be-classified-properly\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_A_2026_Delhi_High_Court_Decision_Shows_Why_Every_Expense_Should_Be_Classified_Properly\"><\/span>7. A 2026 Delhi High Court Decision Shows Why Every Expense Should Be Classified Properly<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Delhi High Court&#8217;s decision in <em>Anurag Manohar Kankarwal v. Soham Rani<\/em>, decided on 4 April 2026, provides another useful illustration.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The husband relied upon several financial commitments, including a home-loan instalment, health-insurance premium, LIC premiums, school expenses and expenses relating to aged parents and another child.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Court reiterated that voluntary expenses such as loan repayments, LIC premiums and health-insurance premiums cannot simply override the statutory obligation to pay maintenance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is an important distinction.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Not every payment leaving your bank account has the same legal character.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Expense Or Payment<\/th><th>Distinction<\/th><\/tr><\/thead><tbody><tr><td>Income tax deduction<\/td><td>\u2260 personal loan EMI<\/td><\/tr><tr><td>Necessary medical expenditure<\/td><td>\u2260 LIC investment<\/td><\/tr><tr><td>Support for a genuinely dependent parent<\/td><td>\u2260 voluntary investment<\/td><\/tr><tr><td>Essential household expense<\/td><td>\u2260 repayment towards an asset<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">A properly prepared maintenance affidavit should therefore classify expenses instead of placing everything under a single heading called \u201cLiabilities.\u201d<\/p>\n\n\n\n<h2 id=\"h-8-what-about-lic-premiums-and-health-insurance\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"8_What_About_LIC_Premiums_and_Health_Insurance\"><\/span>8. What About LIC Premiums and Health Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A husband may genuinely pay substantial amounts towards:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>LIC policies<\/li>\n\n\n\n<li>Health insurance<\/li>\n\n\n\n<li>Life insurance<\/li>\n\n\n\n<li>Investment-linked policies<\/li>\n\n\n\n<li>Savings plans<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These payments should still be disclosed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But disclosure does not mean automatic deduction.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Courts may distinguish between expenses necessary for immediate sustenance and voluntary financial commitments undertaken by the paying spouse.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The 2026 Delhi High Court decision in <em>Anurag Manohar Kankarwal<\/em> illustrates this approach. The Court did not treat such voluntary financial commitments as capable of overriding the statutory maintenance obligation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The safest approach is therefore:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Disclose the expenditure honestly, but do not build the maintenance defence entirely around it.<\/strong><\/p>\n\n\n\n<h2 id=\"h-9-the-2025-delhi-high-court-decision-a-documented-emi-can-still-matter\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"9_The_2025_Delhi_High_Court_Decision_A_Documented_EMI_Can_Still_Matter\"><\/span>9. The 2025 Delhi High Court Decision: A Documented EMI Can Still Matter<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The position should not be misunderstood as meaning that EMIs are completely irrelevant.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In <em>Ankush Kumar Parashar v. Sapna @ Mona &amp; Anr.<\/em>, 2025:DHC:7489, the Delhi High Court considered a husband who had produced bank statements showing a home-loan EMI of approximately \u20b911,000 per month.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Court also considered his financial situation, personal expenses and responsibilities towards his parents. On the facts of that case, the maintenance payable to the wife and child was modified from \u20b925,000 to \u20b917,500 per month.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Court emphasised that maintenance must be determined in a balanced manner, taking into account the needs of the wife and child as well as the husband&#8217;s financial obligations and responsibilities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is why it would be incorrect to say:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cEMIs are never considered.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">The more accurate legal position is:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A genuine EMI may be relevant to the overall financial assessment, but it is not necessarily a compulsory deduction from income.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That distinction is extremely important.<\/p>\n\n\n\n<h2 id=\"h-10-what-documents-should-a-husband-file-in-a-maintenance-case\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"10_What_Documents_Should_a_Husband_File_in_a_Maintenance_Case\"><\/span>10. What Documents Should a Husband File in a Maintenance Case?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A husband facing a maintenance case should approach the disclosure exercise almost like preparing a financial audit.<\/p>\n\n\n\n<h3 id=\"h-income\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Income\"><\/span>Income<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Salary slips<\/li>\n\n\n\n<li>Form 16<\/li>\n\n\n\n<li>Income-tax returns<\/li>\n\n\n\n<li>Bank statements<\/li>\n\n\n\n<li>Details of professional or business income<\/li>\n\n\n\n<li>Investment income<\/li>\n\n\n\n<li>Rental income<\/li>\n\n\n\n<li>Other regular receipts<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-assets\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Assets\"><\/span>Assets<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Property documents<\/li>\n\n\n\n<li>Vehicle details<\/li>\n\n\n\n<li>Investment statements<\/li>\n\n\n\n<li>Demat records<\/li>\n\n\n\n<li>Mutual fund statements<\/li>\n\n\n\n<li>Bank deposits<\/li>\n\n\n\n<li>Other substantial assets<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-liabilities\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Liabilities\"><\/span>Liabilities<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Loan agreements<\/li>\n\n\n\n<li>Outstanding loan statements<\/li>\n\n\n\n<li>EMI schedules<\/li>\n\n\n\n<li>Bank records showing EMI payments<\/li>\n\n\n\n<li>Credit liabilities<\/li>\n\n\n\n<li>Court-ordered financial obligations<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-parents-dependency\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Parents_Dependency\"><\/span>Parents&#8217; Dependency<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pension details<\/li>\n\n\n\n<li>Bank statements<\/li>\n\n\n\n<li>Medical records<\/li>\n\n\n\n<li>Pharmacy and hospital bills<\/li>\n\n\n\n<li>Proof of transfers<\/li>\n\n\n\n<li>Evidence of recurring expenses<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-existing-family-responsibilities\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Existing_Family_Responsibilities\"><\/span>Existing Family Responsibilities<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Children&#8217;s school fees<\/li>\n\n\n\n<li>Existing maintenance orders<\/li>\n\n\n\n<li>Medical expenses<\/li>\n\n\n\n<li>Support paid to dependent family members<\/li>\n\n\n\n<li>Other legally enforceable obligations<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-11-the-rajnesh-v-neha-disclosure-requirement-still-matters\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"11_The_Rajnesh_v_Neha_Disclosure_Requirement_Still_Matters\"><\/span>11. The Rajnesh v. Neha Disclosure Requirement Still Matters<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Supreme Court&#8217;s decision in <em>Rajnesh v. Neha<\/em> fundamentally changed the way maintenance proceedings are expected to be presented.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Court directed parties across India to file affidavits disclosing their assets and liabilities. The framework is intended to help courts make an objective assessment of maintenance at the interim stage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This principle continues to be applied by courts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, a Delhi High Court judgment in April 2026 again referred to the mandatory disclosure framework arising from <em>Rajnesh v. Neha<\/em>, emphasising that parties in maintenance proceedings are expected to place their income, assets and liabilities before the court through the prescribed disclosure process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The practical implication is clear:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Do not wait for the court to discover your financial position through cross-examination. Put the complete picture before the court yourself.<\/strong><\/p>\n\n\n\n<h2 id=\"h-12-do-not-understate-your-income-either\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"12_Do_Not_Understate_Your_Income_Either\"><\/span>12. Do Not Understate Your Income Either<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There is another side to the problem.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A husband who exaggerates liabilities can damage his credibility. But so can a husband who understates income.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Courts may examine:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank credits<\/li>\n\n\n\n<li>Salary slips<\/li>\n\n\n\n<li>Income-tax returns<\/li>\n\n\n\n<li>Employer records<\/li>\n\n\n\n<li>Investments<\/li>\n\n\n\n<li>Property<\/li>\n\n\n\n<li>Business receipts<\/li>\n\n\n\n<li>Lifestyle indicators<\/li>\n\n\n\n<li>Large unexplained transactions<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The <em>Manav Tandon<\/em> decision is instructive in this respect. The Family Court considered the available banking information and the absence of salary slips and income-tax returns while assessing the husband&#8217;s income at the interim stage. The High Court ultimately declined to interfere, while making clear that the final determination would depend upon the evidence produced during the proceedings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The lesson is simple:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Transparency is generally a stronger strategy than selective disclosure.<\/strong><\/p>\n\n\n\n<h2 id=\"h-13-what-happens-when-a-husband-has-multiple-maintenance-proceedings\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"13_What_Happens_When_a_Husband_Has_Multiple_Maintenance_Proceedings\"><\/span>13. What Happens When a Husband Has Multiple Maintenance Proceedings?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A person may face proceedings under different legal provisions\u2014for example, proceedings under the BNSS, the Protection of Women from Domestic Violence Act, or matrimonial proceedings under other statutes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This can create overlapping maintenance orders.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Supreme Court in <em>Rajnesh v. Neha<\/em> recognised the need to prevent duplication and directed courts to take previous maintenance orders and payments into account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Delhi High Court&#8217;s 2026 decision in <em>Anurag Manohar Kankarwal<\/em> also applied the principle that amounts paid or payable in parallel proceedings should be adjusted or set off so that the same liability is not effectively counted twice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, a husband should maintain a complete record of:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Proceedings pending<\/li>\n\n\n\n<li>Maintenance orders passed<\/li>\n\n\n\n<li>Amounts paid<\/li>\n\n\n\n<li>Dates of payments<\/li>\n\n\n\n<li>Bank transactions<\/li>\n\n\n\n<li>Arrears<\/li>\n\n\n\n<li>Adjustments already granted<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-14-what-a-husband-should-not-do-in-a-maintenance-case\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"14_What_a_Husband_Should_Not_Do_in_a_Maintenance_Case\"><\/span>14. What a Husband Should Not Do in a Maintenance Case<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There are several common mistakes.<\/p>\n\n\n\n<h3 id=\"h-do-not-simply-say-i-have-huge-expenses\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Do_Not_Simply_Say_%E2%80%9CI_Have_Huge_Expenses%E2%80%9D\"><\/span>Do Not Simply Say \u201cI Have Huge Expenses\u201d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Give documents.<\/p>\n\n\n\n<h3 id=\"h-do-not-treat-every-emi-as-a-statutory-deduction\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Do_Not_Treat_Every_EMI_as_a_Statutory_Deduction\"><\/span>Do Not Treat Every EMI as a Statutory Deduction<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Supreme Court&#8217;s 2026 ruling in <em>Deepa Joshi<\/em> makes this particularly important where the repayment contributes to creation or acquisition of an asset.<\/p>\n\n\n\n<h3 id=\"h-do-not-claim-parents-are-dependent-without-showing-their-financial-position\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Do_Not_Claim_Parents_Are_Dependent_Without_Showing_Their_Financial_Position\"><\/span>Do Not Claim Parents Are Dependent Without Showing Their Financial Position<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Their age, income, assets and actual expenditure should be disclosed.<\/p>\n\n\n\n<h3 id=\"h-do-not-give-a-round-figure-for-medical-expenses\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Do_Not_Give_a_Round_Figure_for_Medical_Expenses\"><\/span>Do Not Give a Round Figure for Medical Expenses<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Provide prescriptions, bills and payment records.<\/p>\n\n\n\n<h3 id=\"h-do-not-hide-bank-accounts\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Do_Not_Hide_Bank_Accounts\"><\/span>Do Not Hide Bank Accounts<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Incomplete disclosure can seriously affect credibility.<\/p>\n\n\n\n<h3 id=\"h-do-not-mix-investments-with-essential-expenses\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Do_Not_Mix_Investments_With_Essential_Expenses\"><\/span>Do Not Mix Investments With Essential Expenses<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">LIC premiums, investment commitments and other voluntary financial products should be separately identified.<\/p>\n\n\n\n<h3 id=\"h-do-not-manufacture-liabilities\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Do_Not_Manufacture_Liabilities\"><\/span>Do Not Manufacture Liabilities<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">An unsupported or artificial loan claim can do more harm than good.<\/p>\n\n\n\n<h2 id=\"h-a-practical-checklist-before-filing-your-maintenance-affidavit\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"A_Practical_Checklist_Before_Filing_Your_Maintenance_Affidavit\"><\/span>A Practical Checklist Before Filing Your Maintenance Affidavit<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before filing an affidavit in a maintenance case, a husband should ask:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Have I disclosed all my income?<\/li>\n\n\n\n<li>Have I disclosed all material bank accounts and investments?<\/li>\n\n\n\n<li>Can I prove every loan that I am relying upon?<\/li>\n\n\n\n<li>Can I prove the actual EMI through bank records?<\/li>\n\n\n\n<li>Is the loan for an asset, and have I disclosed the asset?<\/li>\n\n\n\n<li>Are my parents genuinely dependent upon me?<\/li>\n\n\n\n<li>Can I prove their income or lack of sufficient income?<\/li>\n\n\n\n<li>Can I prove what I actually spend on them?<\/li>\n\n\n\n<li>Can I produce medical records for claimed medical expenses?<\/li>\n\n\n\n<li>Have I disclosed insurance reimbursements?<\/li>\n\n\n\n<li>Have I disclosed other maintenance orders or payments?<\/li>\n\n\n\n<li>Have I followed the disclosure requirements under <em>Rajnesh v. Neha<\/em>?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">This checklist can prevent many avoidable problems.<\/p>\n\n\n\n<h2 id=\"h-the-larger-legal-principle-maintenance-is-not-an-accounting-exercise\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Larger_Legal_Principle_Maintenance_Is_Not_an_Accounting_Exercise\"><\/span>The Larger Legal Principle: Maintenance Is Not an Accounting Exercise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Perhaps the most important point for a husband facing a maintenance case is this:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The court is not required to accept a simple mathematical formula of income minus liabilities.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The court has to consider the circumstances as a whole.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The wife&#8217;s and children&#8217;s legitimate needs matter.<\/li>\n\n\n\n<li>The husband&#8217;s actual earning capacity matters.<\/li>\n\n\n\n<li>Dependent parents may matter.<\/li>\n\n\n\n<li>Genuine medical expenses may matter.<\/li>\n\n\n\n<li>Existing legal obligations may matter.<\/li>\n\n\n\n<li>But voluntary financial commitments and asset-building investments cannot automatically be placed ahead of the statutory obligation of maintenance.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">That is the central lesson emerging from the recent Supreme Court and Delhi High Court decisions.<\/p>\n\n\n\n<h2 id=\"h-conclusion-prove-your-financial-reality-do-not-manufacture-it\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion_Prove_Your_Financial_Reality_Do_Not_Manufacture_It\"><\/span>Conclusion: Prove Your Financial Reality; Do Not Manufacture It<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A husband facing a maintenance case should not approach the proceedings by trying to make his income appear as small as possible.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nor should he exaggerate every expenditure in an attempt to reduce the maintenance amount.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The better legal strategy is complete, accurate and documentary disclosure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If your parents genuinely depend upon you, prove it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If they have substantial medical expenses, produce the medical records and payment trail.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you have a genuine loan, disclose the agreement, outstanding amount and repayment history.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you are paying an EMI towards a property, disclose the property as well as the loan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And if the EMI is helping you acquire or build an asset, do not assume that it will automatically be treated as a deduction from your income.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The recent decisions show a consistent theme: courts are looking beyond bare assertions and examining the real financial circumstances of the parties.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In a maintenance case, the strongest defence is therefore not a long list of liabilities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>It is a credible financial record supported by documents.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What you can prove may be considered. What you merely claim may not. And even a proven liability must still satisfy the legal test of relevance, necessity and priority.<\/p>\n\n\n\n<h2 id=\"h-frequently-asked-questions\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 id=\"h-can-my-home-loan-emi-be-deducted-from-my-income-in-a-maintenance-case\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_My_Home-Loan_EMI_Be_Deducted_From_My_Income_in_a_Maintenance_Case\"><\/span>Can My Home-Loan EMI Be Deducted From My Income in a Maintenance Case?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Not automatically. A genuine home-loan EMI may form part of the overall financial assessment, but the Supreme Court has made clear that loan repayments, particularly those contributing to asset creation or acquisition, cannot automatically be treated as necessary expenditure that substantially reduces the maintenance obligation.<\/p>\n\n\n\n<h3 id=\"h-can-i-rely-upon-the-fact-that-my-parents-are-dependent-upon-me\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_I_Rely_Upon_the_Fact_That_My_Parents_Are_Dependent_Upon_Me\"><\/span>Can I Rely Upon the Fact That My Parents Are Dependent Upon Me?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Genuine responsibility towards dependent parents can be relevant when determining maintenance. However, dependency should be established through evidence concerning their income, assets, medical needs and the actual financial support provided by you. Section 144 BNSS expressly recognises maintenance of parents unable to maintain themselves, while Section 20 HAMA recognises the obligation towards aged or infirm parents in the circumstances specified by the statute.<\/p>\n\n\n\n<h3 id=\"h-what-documents-should-i-produce-to-prove-that-my-parents-are-dependent\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Documents_Should_I_Produce_to_Prove_That_My_Parents_Are_Dependent\"><\/span>What Documents Should I Produce to Prove That My Parents Are Dependent?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Useful evidence may include pension records, bank statements, medical records, hospital and pharmacy bills, evidence of their income or lack of sufficient income, and bank transfers or other payments made by you for their support.<\/p>\n\n\n\n<h3 id=\"h-can-parents-medical-expenses-be-considered\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_Parents_Medical_Expenses_Be_Considered\"><\/span>Can Parents&#8217; Medical Expenses Be Considered?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Genuine medical expenses can be relevant to the financial assessment. However, the expenses should be supported by prescriptions, medical reports, hospital or pharmacy bills and proof of the amount actually paid by you.<\/p>\n\n\n\n<h3 id=\"h-what-if-my-medical-expenses-were-reimbursed-by-insurance\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_If_My_Medical_Expenses_Were_Reimbursed_by_Insurance\"><\/span>What If My Medical Expenses Were Reimbursed by Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Disclose the reimbursement. The court should be given a clear picture of the amount actually borne by you after insurance or other reimbursement.<\/p>\n\n\n\n<h3 id=\"h-will-a-personal-loan-automatically-reduce-my-maintenance-liability\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Will_a_Personal_Loan_Automatically_Reduce_My_Maintenance_Liability\"><\/span>Will a Personal Loan Automatically Reduce My Maintenance Liability?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. A personal loan should be disclosed and supported by documents, but the existence of the loan does not automatically make the EMI a deduction from income. Courts examine the nature and purpose of the liability along with the overall financial circumstances.<\/p>\n\n\n\n<h3 id=\"h-are-lic-and-insurance-premiums-automatically-deducted\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Are_LIC_and_Insurance_Premiums_Automatically_Deducted\"><\/span>Are LIC and Insurance Premiums Automatically Deducted?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. Recent Delhi High Court authority has emphasised that voluntary financial commitments such as loan repayments, LIC premiums and health-insurance premiums cannot simply override the statutory obligation to pay maintenance.<\/p>\n\n\n\n<h3 id=\"h-what-happens-if-i-claim-a-loan-but-cannot-produce-documents\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Happens_If_I_Claim_a_Loan_but_Cannot_Produce_Documents\"><\/span>What Happens If I Claim a Loan but Cannot Produce Documents?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The court may give little or no weight to the claimed liability at the interim stage. In <em>Manav Tandon v. Sidhi Luthra<\/em>, the Delhi High Court noted that no document supporting the claimed housing loan had been produced before the Family Court.<\/p>\n\n\n\n<h3 id=\"h-does-rajnesh-v-neha-still-apply-after-the-bnss-came-into-force\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_Rajnesh_v_Neha_Still_Apply_After_the_BNSS_Came_Into_Force\"><\/span>Does Rajnesh v. Neha Still Apply After the BNSS Came Into Force?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. The disclosure principles from <em>Rajnesh v. Neha<\/em> continue to be relied upon by courts in maintenance proceedings. The BNSS has replaced the CrPC framework in applicable proceedings, including Section 144 concerning maintenance of wives, children and parents, but the Supreme Court&#8217;s disclosure framework remains highly relevant to the adjudication of maintenance claims.<\/p>\n\n\n\n<h3 id=\"h-what-is-the-single-most-important-lesson-for-a-husband-facing-a-maintenance-case\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_the_Single_Most_Important_Lesson_for_a_Husband_Facing_a_Maintenance_Case\"><\/span>What Is the Single Most Important Lesson for a Husband Facing a Maintenance Case?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Do not merely state your liabilities\u2014document them. But also understand that proving a liability does not necessarily mean the entire amount will be deducted from your income.<\/p>\n\n\n\n<h2 id=\"h-legal-disclaimer\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Legal_Disclaimer\"><\/span>Legal Disclaimer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This article is intended for general legal information and educational purposes. The outcome of an individual maintenance case depends upon the facts, applicable statute, evidence, income of both parties, existing orders and the discretion of the competent court. A person involved in maintenance proceedings should obtain advice based on the complete facts and documents of the individual case.<\/p>\n\n\n\n<ul class=\"wp-block-yoast-seo-related-links yoast-seo-related-links\">\n<li><a href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/maintenance-calculation-india-court-guidelines\/\">How Maintenance Is Calculated in India: Legal Principles, Key Factors &amp; Supreme Court Guidelines<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/working-wife-maintenance-india-husband-stop-paying\/\">Can a Working Wife Claim Maintenance in India? Latest Supreme Court &amp; High Court Legal Position<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/how-to-file-maintenance-case-india\/\">How to File a Maintenance Case in India (2026): Complete Step-by-Step Legal Guide Under the BNSS, HMA &amp; DV Act<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/child-custody-lawyer-fees-dubai-uae-cost-guide\/\">Child Custody Lawyer Fees in Dubai (2026): Costs, Legal Charges &amp; Factors That Affect Pricing<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.legalserviceindia.com\/Legal-Articles\/fraud-in-grant-of-bank-loans-a-critical-study\/\">Fraud in Grant of Bank Loans: A Critical Study<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Maintenance Case: How Courts Assess EMIs, Loans, Dependent Parents and Medical Expenses Facing a maintenance case? One of the most important things a husband must understand is that simply listing monthly expenses does not establish financial hardship. A husband may tell the court: \u201cI pay a \u20b940,000 EMI. My parents depend upon me. I spend<\/p>\n","protected":false},"author":1371,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"two_page_speed":[],"_jetpack_memberships_contains_paid_content":false,"_joinchat":[],"footnotes":""},"categories":[10],"tags":[7218],"class_list":["post-32408","post","type-post","status-publish","format-standard","category-family-law","tag-family-law"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.4 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Maintenance Case: Are EMI, Loans &amp; Parents\u2019 Expenses Deducted? 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