{"id":9875,"date":"2025-10-09T05:18:08","date_gmt":"2025-10-09T05:18:08","guid":{"rendered":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/?p=9875"},"modified":"2025-10-13T11:07:45","modified_gmt":"2025-10-13T11:07:45","slug":"legal-relationship-between-banker-customer-in-india-challenges-arising-debtor-creditor-relation","status":"publish","type":"post","link":"https:\/\/www.legalserviceindia.com\/Legal-Articles\/legal-relationship-between-banker-customer-in-india-challenges-arising-debtor-creditor-relation\/","title":{"rendered":"Understanding The Legal Relationship Between A Banker And A Customer In India: Challenges Arising From The Debtor And Creditor Relation"},"content":{"rendered":"

<\/span>Abstract<\/span><\/h2>\n

The connection between a banker and a customer is the foundation of Indian banking regulations, which are mostly based on the debtor\u2013creditor relationship concept. Despite the relationship’s seeming simplicity, many real-world problems arise due to its legal ramifications. The relationship includes certain banking duties or activities that may be recast as a debtor of the properties in the money that their customer has advanced to the depository, but which do not follow the typical pattern of debtor\u2013creditor.<\/p>

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