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Author Topic: Harassment by ICICI  (Read 770 times)

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Offline Varadharajan Sundaram

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Harassment by ICICI
« on: June 28, 2014, 05:21:25 AM »
I took a home loan from ICICI in December, 2003 and started paying EMI from January, 2004. During payment the bank gave lot of hurdles. Finally, I sent the last 5 months'(April to August, 2011) EMI cheques, the last cheque dated August 1, 2011. In these 4 were credited and the last one was not. I sent notices and legal notices for return of documents, and they were not replied. Finally I filed a case in consumer court. After a year of filing the bank filed a counter with info that I had not paid 3 installments, sometime earlier without details.  Is it legal to claim unpaid installments after keeping quiet for 3 years?

Varadharajan

Offline advdesai

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Re: Harassment by ICICI
« Reply #1 on: July 24, 2014, 09:15:25 PM »
you are liable to pay for unpaid installments, that is because they are armed with the agreement you have signed with them.

they delay in replay regarding the nonpayment won't hold good for you in court.

I advise you to make the payment and mention this in court that all payments done and request the court to direct the bank to give back your documents.

thats will be apt
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