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Author Topic: Query regarding legal heirship(please help me)  (Read 977 times)

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Offline canikhil

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Query regarding legal heirship(please help me)
« on: September 01, 2014, 11:11:21 PM »
I approached a bank for taking education loan for higher studies and the bank is almost agreed to grant me the loan by providing our home and land as security. During the legal verification by an advocate assigned by the bank, he pointing a new legal complication. Please help me out, otherwise i wont get any loan to fulfill my higher studies.

We have 15 cents of land and house that was registered in the name of my father and mother and i have a brother(total 4 members). My mother died 10 years before and my father re-married after 2 year from mothers death. We have obtained a legal heir ship certificate in that my first mother's parents name is mentioned and both of them are passed away. Now the issue is, as per the lawyer we need to obtain some no objection certificate from the 3 brothers of my mother and we have no contact with them and all are living in different places.

We belong to a christian family.

1.) Is it a valid scenario? Can i get loan without obtaining this certificate

2.) Any alternate solution for this?

Offline advarjun

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Re: Query regarding legal heirship(please help me)
« Reply #1 on: September 02, 2014, 05:02:27 AM »
From what I see this property is not self acquired by your father.

its an ancestral property and your grand parents has died without a will.

hence Noc is a must.

ask the bank for an alternative in case u don't get Noc
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Offline canikhil

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Re: Query regarding legal heirship(please help me)
« Reply #2 on: September 02, 2014, 05:10:48 AM »
Hi Sir,
It's not an ancestral property. The land is bought by my father and mother. But registered in the name of both of them.
But in the legal heir ship certificate it is mentioning my mother's parents name. That's why they are asking.
I checked with the bank again, today they are asking for release deed signed by brothers.

Also is there any possibility to obtain a new legal heir certificate without mentioning my mother's parents name.?

 

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