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Author Topic: Loan Fraud....kindly help asap  (Read 1117 times)

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Offline avigyan

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Loan Fraud....kindly help asap
« on: September 27, 2014, 05:08:58 AM »
I am a resident of New Delhi. Few days back I saw an advt in a hindi newspaper for a personal loan from bajaj finance for PNB/SBI a/c holders. I applied for the loan and they sanction a loan amt. of 7 lakhs and also told me to pay Rs 8950 as agreement fees, which I paid immediately. Next day they told me to pay Rs 15000 towards Insurance from Bajaj Allianz Insurance company, which I paid. After two days they said my cheque had been sent to the bank for clearance( I have the cheque copy), but said it'll only be cleared if I pay Rs 43,260 as service tax which they've mistakenly added in the cheque amt.
Smelling fraud activity, I didn't pay the last amount of Rs 43260. I asked for the refund of the deposited money which they agreed to pay. They said this on Wednesday and agreed to pay by Friday but now they are saying the refund process may take some 2-4 days more.

Kindly guide me what steps should I take as the money deposited is my hard earned money.

Offline advcaroltripathi

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Loan Fraud, how to recovery money
« Reply #1 on: September 28, 2014, 03:36:02 AM »
send a legal notice for the refund. if after that you don't get it than. file a recovery suit. make sure you file both civil and criminal case
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Offline user9999

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Re: Loan Fraud....kindly help asap
« Reply #2 on: March 08, 2015, 08:01:13 PM »
what exactly happens in  a recovery suit ..how long does it take to get the money back..

Offline Advocate M.Bhadra

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Re: Loan Fraud....kindly help asap
« Reply #3 on: March 09, 2015, 04:46:58 AM »
Lodge a complaint to the Security & Exchange Board of India and also  Reserve Bank of India. Send a Legal Notice to the Bajaj Finance authority to calling them to return back your money. If they would not comply then file a Criminal Case u/sec.420,406 and 427 IPC in Judicial Magistrate Court. You can also file a Suit for Declaration and Injunction in Civil Court for recovery of money.

M.Bhadra,advocate at Kolkata,9836589246

Offline user9999

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Re: Loan Fraud....kindly help asap
« Reply #4 on: March 09, 2015, 07:07:43 AM »
parallelly, file a complaint with IRDA followed by a RTI on the complaint ...  IRDA compliant can be registered online via their online portal system.stop following up with any specific individual and just escalate this to the concerned regulatory and authority..sit back and relax then ...you will get you money back for sure..

 

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