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Author Topic: FORCED CLOSURE OF FDRs by the Bank  (Read 1080 times)

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Offline acs123man

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FORCED CLOSURE OF FDRs by the Bank
« on: December 18, 2014, 04:02:36 AM »
A bank (PDA Bank) over pays its Defence Pensioner on his DCG etc etc in two of its Savings Acct & forgets about for the next 40 months. It detects it and asked the pensioner to pay with interest and at the same time marked gen lien on his FDRs held with the same bank. And then without waiting for any instruction from the pension pay auth forced closed them and appropriate the amount in excess. Bank claims it had obtained approval of its Zonal Br / Controller in writing but refused to provide any copy to the pensioner. Going through almost all posts in this site I found BANKER'S GENERAL LIEN is not even talked about. I wish some people of repute put the matter in right prospective before I file a petition to the already clogged court of law.

Offline advkkreddy

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Re: FORCED CLOSURE OF FDRs by the Bank
« Reply #1 on: December 18, 2014, 09:43:20 PM »
there is no time to wait send a legal notice immediately, you need not bother about the over burdened judiciary.

once that is done, surely the bank would solve the problem in its nascent stage
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