Online Copyright Registration in India

Protect your creative work
Books, Songs, film, websites, Software, painting, fashion Design etc
Call now: 09891244487

Ask Our legal Experts, on issues related to Divorce

File Mutual Consent divorce right away

Call at ph no: 9650499965
Search On:Laws in IndiaLawyers Search

To Appeal before CIC - Central Information Commission
For Filing and Hearing contact: Choudhury's law Office
Ph no: 9873628941

Poll

I am a customer of SBI having had the deposit of Rs 25,00,000/- as fixed deposit. I applied for home loan in the month of December 2012 of Rs 15,00,000/- by producing relevant documents to purchase a flat(project was approved by SBI) in Bangalore.  The ho

run the poll for 15 days
0 (0%)
show the poll's result to anyone
0 (0%)

Total Members Voted: 0

Voting closed: February 20, 2015, 05:24:26 AM

Author Topic: deficiency of service/malpractice of a bank  (Read 905 times)

0 Members and 1 Guest are viewing this topic.

Offline akash bhat10

  • Newlaw
  • *
  • Posts: 1
  • Karma: +0/-0
  • Welcome to legal Service India - law forum for free legal Information
    • View Profile
deficiency of service/malpractice of a bank
« on: February 05, 2015, 05:24:26 AM »
I am a customer of SBI having had the deposit of Rs 25,00,000/- as fixed deposit. I applied for home loan in the month of December 2012 of Rs 15,00,000/- by producing relevant documents to purchase a flat(project was approved by SBI) in Bangalore.  The home loan was sanctioned in the month of January 2013 but the branch manager refused to disburse the home loan with the demand that I should keep the deposit of Rs 25,00,000/-in the bank itself or I should give the fresh deposit of Rs 15,00,000/- and should lien it to home loan which I refused as I was in need of money to pay to the developer. I withdrew the fixed deposit of Rs 25,00,000/-after it got matured in the month of January 2013. I even complained to RBI complaining against the bank regarding their blackmail but I didnít get early reply from the RBI and hence I withdrew my homeloan application at the end of January 2013.
After one month, I got reply from RBI that the lien was marked against the deposit and since I withdrew the deposit the bank cancelled the homeloan. But before aliening I was not informed and my consent was not taken. To know the reality I applied under RTI and got the copies of documents related to sanctioned home loan and I came to know that bank had lied to RBI and lien was not marked.
Then inevitably I took the loan from a finance for higher interest rate which I am paying now. Now, I want to know whether I can claim compensation before consumer forum for deficiency of service/malpractice of the bank and the harassment and mental agony I suffered.

Offline advocatesingh

  • Professional legal Expert
  • ***
  • Posts: 80
  • Karma: +1/-0
  • Singh and Associates - experts in Civil laws
    • View Profile
Re: deficiency of service/malpractice of a bank
« Reply #1 on: April 20, 2015, 08:16:31 PM »
Yes you have a case file in consumer forum immediately
Singh and Associates
Civil law experts

 

File a Consumer Complaint
Property verification
Call: 9873628941
 

Lawyers in India - Listed city wise Mumbai
Bangalore
Pune
Pondicherry
Jaipur
lawyers in London
lawyers in Birmingham
Chennai
Allahabad
Ahmedabad
Jodhpur
Indore
lawyers in Toronto
lawyers in Sydney

Cochin
Lucknow
Ranchi
Thane
Janjgir
lawyers in Milan
Johannesburg

Delhi - New Delhi
Chandigarh
Surat
Nashik
lawyers in New York
los Angeles
Kolkata
Hyderabad
Rajkot
Nagpur
lawyers in Dhaka
lawyers in Dubai

Copyright Registration

Ph no: 9891244487

For Mutual consent Divorce in Delhi - Ph no: 9650499965

Home | Bare Acts | Law Forms | Supreme Court Judgments | Legal Advice | Lawyers | Submit article | Sitemap | Contact Us

legal Service India.com is Copyrighted under the Registrar of Copyright Act ( Govt of India) © 2000-2016
Get Free legal Advice here from top notch lawyers in India