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Author Topic: Insurance related help  (Read 795 times)

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Offline manishsqrt

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Insurance related help
« on: June 11, 2015, 07:51:33 PM »
I purchased Insurance from a private company(Aviva India) in 2009 till now i have paid some 60000 rs premium in form of 10000 Rs/year, The agent told me at the time of selling the policy that for the first 3 years there is heavy deduction so money may not earn properly but after 3 years your money will be doubled, i believed him and signed the documents.Now that agent don't live near by me neither he is in contact with me any more.My fund value now is showing 55800.I cannot afford to pay more premium as i dont have earning now.I don't know how to handle this problem i don't want to settle for 55000 after investing 60000 and waiting for 6 years. Can i take some legal action against the company? Also tell me if i don't pay any premium now how will it affect the remaining fund balance, will the policy be lapsed.
More details:It was aviva sachin century plan(ULIP) i buyed it in 2009, yearly premium 10000.branch located in varanasi.

Offline kphk

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Re: Insurance related help
« Reply #1 on: June 12, 2015, 07:08:09 AM »
File a consumer complaint stating the facts, but should have been careful enough and taken second opinion about the documents. if you feel that the agent has taken away your money file a case of misappropriation and criminal breach of trust in police station against him.

 

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