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Author Topic: Home Loan and ITR  (Read 554 times)

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Offline jalsingh2015

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Home Loan and ITR
« on: July 23, 2015, 02:16:26 AM »
Hi,
Consider the below situation:
  My Brother-In-law wanted to take the loan but he could not get, so i took a home loan and property is also in my name,( We have planned to transfer the property after loan is accomplished). My Brother-In-law gives my the money to repay the loan(through a bank transfer every month) and definitely ECS is deducted from my account.
   Now i want to take another loan to buy property for myself, but bank says that as you are having one running loan we you cannot take another loan(even if you get the money for loan every month from your Brother-In-law).
Considering the above situation, my questions are:
1. How should i show this situation In my ITR(as i get the money from my Brother-In-law every month), in my office i have already shown the above property in my name by office rule and also availed the tax benefit on running loan)
2. How i can proceed to bank for taking home loan in the above situation , by any means( i mean how should i show up my salary structure so that i could get the loan legally).

Thanks in advance.

 

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