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Author Topic: Unable to pay credit card payment  (Read 1032 times)

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Offline tdi_amitkumar

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Unable to pay credit card payment
« on: August 17, 2015, 04:02:10 AM »
Dear Sir,

I am Amit Kumar Reside at Delhi, Using 4 Credit card e.i. ICICI BANK, HDFC BANK, CITI BANK and SC bank,
when they issue me the cards my salary was 35K
but from last eight months my company condition was not good so they Reduce 50% of employee salary and from last three four month not giving the salary...
thats why my financial condition is also not good...
due to that i am not able to pay CITI and SC credit card bill payment(not Minimum amount due too).. and i was not pay these 2 cards payment from last 4 months, even for next 2 or three years my budget is not allow to pay amount for these cards bills

please give me the suggestion for the same

Amit Kumar

Offline advlaxmanadvani

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Re: Unable to pay credit card payment
« Reply #1 on: August 17, 2015, 07:54:28 PM »
this is not at all a legal query, you know the solution but unable to do.
now let the bank take its steps, than we can give you a solution for it accordingly.

by the way banks don't go to court in haste, they will give you ample time maybe even a years time for payment
Advocate laxman Advani
 Ahmedabad legal Practitioner

Offline adv.amarnath

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Re: Unable to pay credit card payment
« Reply #2 on: August 21, 2015, 10:11:31 PM »
This is a forum which will give you legal advice not from escaping legal obligations. Though I have said word harshly but still I am saying that you have not mentioned the outstanding amount from those credit cards. Cause amount outstanding dues may determine the situations which you would face.

Better you provide your outstanding details, may I could help you legally. But that does not mean I will advice you not pay the legitimate claim of the credit card company which you have enjoyed at your best.

Amarnath Sanyal
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