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Author Topic: NRI setting Mortgage Business in India  (Read 496 times)

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Offline Onkar19

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NRI setting Mortgage Business in India
« on: November 04, 2015, 04:23:13 PM »
Hello,

I am a non resident Indian living in Canada with Canadian PR and Indian Citizenship. I want to start a business/company in India which gives mortgage loans to real estate builders for short term (upto 5 Years). I will collect money as loan from individual investors in Canada and USA who want to invest into Indian real estate. I will collect monthly interest from the builder and after taking my expenses, will pass on to investors. In case of default, mortgage will be used to recover the money.

Could Someon please advise what legal framework will be applicable in India for this type of business and are there any restrictions? I particularly want to know about FEMA and any financing company related laws applicable.

If you could please provide me some guidence about the above it will be great.

Thanks in advance

 

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