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Author Topic: Blank dated chaque time limit or validity  (Read 611 times)

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Offline Raman_Ladhar

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Blank dated chaque time limit or validity
« on: April 05, 2016, 12:58:31 PM »
Hello sir,

In 2009 im issued a cheque to someone as in money gurantee with filled amount.but as he said i did not fill the dates.i want to take your valuble advice about the time period validity of legally use of this blank dated cheque against me.the account of related cheque is already closed in 2011.
 Thank you

Offline rajgopal sripathi

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Re: Blank dated chaque time limit or validity
« Reply #1 on: April 07, 2016, 04:43:45 AM »
Hi
A blank dated cheque can be presented any time. There is no time limit.

However you are saying the cheque was issued as a guarantee for a loan given in 2009.

So, you need to first see, whether the claim of guarantee still subsists or not as you are saying you issued the cheque way back in 2009.

Speak to your lawyer.



Rajgopal Sripathi
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Offline Abhishek Choudhary

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Re: Blank dated chaque time limit or validity
« Reply #2 on: May 02, 2016, 12:14:31 PM »
Hi,

whether cheque was of security or not, will not make much difference. What important to consider is whether at the time of encashing that cheque the liability exists or not. The onus to prove that there was no liability at the time of encashing cheque is on the accused (who issued the cheque). hence if you have records of repayment of loan then you need not worry and before making the final and complete payment if it is not already done then take the cheque back.

Abhishek Choudhary
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