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Author Topic: cheque neither credited nor returned  (Read 1615 times)

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Offline Perianayaki

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cheque neither credited nor returned
« on: February 13, 2017, 06:58:31 AM »

I have deposited my RPLI post office cheque #xxxxx on 29/12/2016 in INDIAN bank branch for clearance. Till now the amount is not credited to my account. When I enquired the asst.manager   the cheque was neither put into my account nor it is returned.
As per my contact with other banking personnel and post office the cheque should be credited into my account within a week. It didnot happen so. I am in need of money for my emergency need. As i Kept my jewel in my father's account  in the same branch ( due date is 17-11-16)  which past 2 months due. Due to delay in cheque clearance, my jewel loan interest wil get accumulated.After  1 and half month of cheque deposit and failure of I am a loser for the interest of  cheque I have deposited.

 Since the negligence of Indian bank in clearing my cheque (deposited in home branch ) I have been put into critical situation . Inspite of repeated followups My concern is not addressed. I have also attached the proof of my call records from the day I have been following up with INDIAN BANK.

I want this issue to be solved in an emergency basis with one month additional interest for the deposited cheque amount

this is was the issue I have faced  submitted complaint to Indian bank the response I got from the bank was "   Madam, The post office cheque is drawn on SBI, Pennagaram. We have sent the cheque collection before one month - even we have deputed one office two times - there is no delay on our part - we arefollowing up with SBI for getting the amount."

Till now I have not got the money. I am struck with how to get compensate for 1 and 1/2 delay of my cheque interest . Kindly need your guidance to deal this issue.


Offline advswagata

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Re: cheque neither credited nor returned
« Reply #1 on: February 17, 2017, 03:17:00 PM »
You have a good case to approach the consumer forum.
File an application right away

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