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Author Topic: Education loan  (Read 305 times)

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Offline Apnayaki

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Education loan
« on: May 24, 2017, 08:17:38 AM »
Hi sir,
We are from  poor family and a 3. Sisters and a brother. We 3 girls studied through maternal grand father help. To my brother we made to study b.tech through education loan from other state (Karnataka) through influence. After marriage we shifted from TN to various places i.e girls. My bro ther finished his b.tech and was found jobless for 1 year i.e 2010. Through in-law issues & other family. Issues ,kids born we girls didn't go for job after marriage. My brother initial salary was 8000 to reach 18000 in 2017. He took loan amount of 2.25 as principle, we as a whole paid 1.20 lk and 70,000 discount from central government. My brother was sole breadwinner of the family,my parents were 78 &60, their treatment engulfed his most of the earnings. He paid his last loan interest in 2012. Because of all these he planned to pay one shot,the bank abused him and put 24% compound interest , he was having conversations with bank in Feb 2017,but bank manager came and investigate his salary, got liability form filled and in may 2017 the bank filed a case on my brother, father, guaranters - 2 sisters to appear on court in June 2017.

The recovery amount found to be 5.00 lks. We cannot pay tat much amount,my brother is in depression tat he wanted to commit suicide. We girls dnt know wat to do as we are helpless FRM husband side. The bank is threatening tat we have best lawyer to handle Ur case and with in a year it's going to be 8.00 laks. So pay now 2.60 laks including lawyer fees one time fees is 25000. To send summon to us .

Tat tooo u ppl r in Tamil nadu and the case is in karnataka and the case is not favourable to u even if u face,the manager said. We don't want cheat bank but at the same time can't pay 3 or 4 lakhs.

Kindly pls someone guide us from this darkness. Poverty is soo sin to live in this world or wat can be done pls give info. How handle the case without paying so much interest.


Regards
Perianayaki

 

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