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Author Topic: Need proper support for buying a house  (Read 495 times)

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Offline smnathms

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Need proper support for buying a house
« on: December 24, 2017, 09:56:16 AM »
I want to buy a house, and I am okay to the amount to buy it. But I want to know genuinity of house - like, is there any debt based on home; is there any court case going on it by some relative or their children. I want to be sure that I should not be decieved, - simply.

Please answer my question. I ready for any advice that is suggested :)

Offline kalaskarkk

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Re: Need proper support for buying a house
« Reply #1 on: December 25, 2017, 09:37:27 AM »

Here is the list of documents required:

Absolute sale deed in present seller’s name
Khata certificate & extract from BBMP
Latest tax paid receipt
If any loan outstanding on the property, latest statement from bank
Encumbrance Certificate from date of purchase till date
Agreement of sale & construction executed by developer in favour of seller
Latest electricity bill & receipt for the said flat
NOC from Apartment Association
Sanctioned building plan
Possession/occupancy certificate from builder
All title documents of land owner
Joint development agreement, GPA, & Sharing/supplementary Agreement, between land owner and builder
Whether originals are available for inspection if no loan is taken?
A Copy of all registered previous agreements (in case of re-sale property)
RTC (Records of Rights and Tenancy Corps) or 7/12 extract
Conversion Order issued by the concerned Authority
Registered development agreement (If in case of Joint Development Property)
Power of attorney/s if any
Photocopy of Society share certificate & Society registration certificate.
So what I was confirmed about after I got the property documents are:
The seller was the genuine owner of the property
The documents were genuine, hence no fraudulent deals
Few other things to ensure if you are buying a resale land are;
Ensure A Clear Title :
This is the most important aspect to be considered before buying a house. If you are buying a house on a leasehold land or land owned by government, you need to obtain a no- objection certificate from the authorities. To get such a certificate, you may have to pay prescribed fees, which will further inflate the consideration for the property.
The other most important thing is the entire history of agreements pertaining to that property. “The entire chain of agreements should be made available to the buyer
Always insist on the ‘chain of documents’— all the agreements effecting ‘buying and selling of property’ till date since it was constructed.

Kishan Dutt Kalaskar
Retd Judge and Advocate
No.74, 1st Floor, “Disley”  House,
Malleswaram, Bengaluru-560003.
Mob: 9686971935, 080-23461189
Call me for clarification

Offline advjaibansal

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Re: Need proper support for buying a house
« Reply #2 on: January 06, 2018, 06:22:20 AM »
Dear Sir,

Please take a long of Rs.5 or 10 lacs on the property even if you not looking for a loan. While granting the loan, the bank will do all the task that you are asking for a property. They WILL conduct search and also take letters and undertakings that there is no litigation etc or there is no flaw in the seller's title to sale the property to you.

Supreme Court OF INDIA
New Delhi, 9868566649
jai bansal
Advocate, New Delhi
Supreme Court of India
mobile: 09868566649

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